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Posts Tagged ‘interest rate differential’

Should You Break Your Mortgage to Get a Lower Rate? | Mortgage Tips for Canadians

By Marlee Shimoda | January 16, 2026
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If you’ve found yourself thinking, “Mortgage rates seem more manageable than they were a year or two ago — should I break my mortgage to save?” you’re not alone. Many Canadian homeowners (especially first-time buyers) are watching rate movements closely and wondering if now is the time to make a switch. But before you pick…

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Marlee Shimoda
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