Posts Tagged ‘mortgage insurance’
What Credit Score Do You Need for a Mortgage in Canada? | 2026 Guide
If you’re thinking about buying a home, one of the first questions that usually comes up is: “What credit score do you need for a mortgage in Canada?” The good news is that there isn’t a single magic number, but your credit score does play a big role in how easily you can qualify, what lenders offer you,…
Read MoreFixed vs Variable Mortgage Canada | Which Is Better in 2026?
Happy spring! If you’re trying to decide between a fixed vs variable mortgage in Canada, you’re not alone. Whether you’re buying, renewing, or refinancing, this is one of the biggest decisions you’ll make. It’s one of the most common questions I get and in 2026, it’s not always a straightforward answer! With interest rates still shifting, the…
Read More5 Steps for Mortgage Pre-Approval in Canada
Securing a mortgage pre-approval in Canada can sound like an intimidating task. But trust me, it doesn’t have to be! A pre-approval is the best way to determine how much you can comfortably afford. Below is a simple mortgage approval checklist on how to get mortgage pre-approval Canada. Mortgage Approval Checklist 1. Collect Your Financial…
Read MoreCan I Buy a Home if I Don’t Have 20% Down in Canada?
What is the difference between 5% and 20% down payment Canada? In my last blog post, 5 Steps to Mortgage Pre-Approval , Step 3 highlighted the importance of understanding down payment options in Canada. Here we are going to dive a bit deeper into what to consider when saving for your down payment. A common misconception…
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